The government of Pakistan has introduced a mandatory digital payment system for citizens traveling abroad for employment to curb illegal deductions, excessive charges, and exploitation linked to cash-based transactions. The initiative aims to regulate financial dealings between overseas employment promoters (OEPs) and job candidates.
According to a notification issued by the Bureau of Immigration and Overseas Employment, all payments between OEPs and job seekers must now be carried out strictly through approved banking or digital payment channels. Cash transactions have been completely prohibited under the new policy.
The decision follows a rise in complaints regarding overcharging, unauthorized fees, and illegal cash practices by employment promoters. Official records indicate that 826 OEP licenses were canceled, 99 suspended, and more than Rs. 150 million was recovered due to violations. In addition, 850 cases related to overcharging and corruption were referred to the Federal Investigation Agency for independent investigation.
Under the Immigration Rules 1979, OEPs are permitted to collect only legitimate expenses, including airfare, medical examinations, visas, work permits, and government levies. The maximum service fee has been capped at Rs. 15,000, while candidates securing jobs independently can be charged only Rs. 6,000 for protective services. Authorities have directed that receipts must carry the promoter’s signature, office stamp, and a revenue stamp.
Officials stated that mandatory use of digital and banking channels would improve transparency, streamline audits, and strengthen complaint resolution mechanisms. Additional measures such as pre-departure briefings, rights awareness, complaint management systems, and training to help candidates avoid fraudulent agents have also been introduced. The government warned that violations of the new policy could lead to license cancellations and further legal action.
